Warilla’s Finest Mortgage Brokers

Illawarra Mortgage Brokers was founded in 1998 with the intention of providing residents of Warilla and the nearby surrounding suburbs with a one stop mortgage broker service. We are proud that we have been established for so many years now. We have professional mortgage brokers on our team who are enthusiastic about assisting our customers in obtaining the best possible outcome when applying for a home loan.

We recognise that applying for and obtaining a home loan is a daunting process for some – not knowing where to start is a common problem for a lot of people. Our job is to connect you to the correct loan for your individual situation. Its not difficult for us, as we have all of the tools needed to assist you, at our fingertips. If you are wanting to purchase a home in the Warilla area, we are here to help you. Whether you are refinancing or upgrading to a newer home, we can help you with your home loan needs.

Illawarra Mortgage Brokers are dedicated to delivering an exceptional level of service to our customers, and we are pleased to have helped our Warilla residents save money on their mortgages. Our knowledgeable mortgage brokers have served the Warilla area for over two decades. We take great pleasure in being able to provide individualised services to each of our customers, and we work closely with them to locate the ideal loan for their specific circumstances.

Why are our mortgage brokers superior?

There are several reasons to use our mortgage brokers over the competition in Warilla. Here are some of the more compelling ones:

We have a team of specialists with years of expertise in mortgages.

Our mortgage brokers are among the most knowledgeable in the industry due to our time in the industry, vast experience in providing solutions and expertise in problem solving. This job is something that you get better at over time and by having long term experience when dealing with different lending scenarios. Our mortgage brokers have extensive knowledge in this specialised sector and can get you the best possible mortgage rate. They will work with you to identify the ideal lender for your circumstances, and they will ensure that you get the lowest possible interest rate.

Our experts will work with you to find the mortgage that suits you.

Our mortgage brokers who work in and around the Warilla area are educated professionals in the mortgage broking industry. They take the time to work with you to choose the mortgage option that best meets your requirements. They will consider your objectives and assist you in locating a loan that meets your needs and requirements. You can rely on our staff to always keep your best interests in mind.

We are a free service for traditional home loans

Just to be clear, our mortgage broker services are free to the majority of our clients – we do not charge any fees at all for any standard type of home loan or investment loan – we do charge for some loan types, and these are limited to where there is a complex purchase involving companies, trusts etc as the purchaser, superannuation home loan lending and commercial property transactions.

The reason we charge fees for these types of loans, is the extraordinary amount of work that needs to be done compared to a normal property transaction – regardless of if it’s a refinance or a purchase. There is however, no fee at all to have a chat to us about these complex loans, unless we process an application for you, so if you need clarification, just give us a call.

You should search for a mortgage broker who provides a free consultation to you. You will learn about your alternatives and get professional guidance in relation to what your options are for a home loan. Our mortgage brokers are able to assist you in understanding your many options, and we provide this service for free.

We provide a variety of products from multiple lenders to obtain the best deal.

Our mortgage brokers are competent and experienced, and they work diligently to get you the best possible outcome. Illawarra Mortgage Brokers provide a variety of products from over 30 lenders, allowing you to compare different lenders interest rates, fees and charges and also their products. This ensures that you are applying for the best home loan possible with the right lender that is suited to your needs.

We also provide experienced guidance about the best loan structure and the various benefits and downsides to different loan products that are available to you. This includes Fixed rates, variable rates, offset accounts, redraw, extra repayments, split loan products and more. These should all be considered in detail, as they could have a positive or negative impact on how well the loan will work for you in the future.

We provide competitive products across all lenders on our panel

All our mortgage products are offered by the various lenders that we deal with. Some are reasonable and some are not. Our mortgage brokers will make sure that you are aware of the differences. Putting the correct home loan in motion is relatively easy when you know what you should be looking at.
We have the unique ability to compare multiple lenders in a side-by-side comparison – there will be no doubt about which lender will have the cheapest home loan option once we input your loan requirements. It is what we do every day.

An example of this: You would not expect ANZ to be able to tell you about Westpac and Westpac’s products and if there were any benefits that Westpac would or could offer over ANZ – and why would ANZ tell you, even if they knew? They are not in the business of losing business.
Your mortgage broker will not only be able to discuss ANZ and Westpac with you, but a whole range of other home loan providers at the very same time. It is very powerful when you put it into context.

We want our clients to have a great experience

We are dedicated in providing superior customer service to each of our clients. We will work with you every step of the way to provide a simplified and stress-free experience, where you are updated throughout the loan process.
Our team of home lending specialists are ready and able to assist you and provide a good experience. From our initial conversation where we gain an understanding of what you require, through to the selection of a home loan product that meets your needs and on to the settlement of the loan, we will work with you every step of the way.

We are there not only to obtain the best mortgage for your circumstances, but to ensure that everything is in order in relation to the whole loan process. You will have a full understanding of what the lender will do for you, understand your payment amount for a new loan and the repayment options for the new loan (Weekly, fortnightly repayments etc) and what the differences are for each product that we provide comparisons for. There is a lot to learn, but we will simplify it.

Let us know if we can assist you

Contact Illawarra Mortgage Brokers if you’re seeking experienced mortgage brokers around the Warilla area. We have access to a great number of lending options to assist you in finding the mortgage that best meets your requirements. Contact us on 02 4257 5626 for more information about our services.