Superior Mortgage Brokers Team Near Calderwood
Our mortgage brokers at Illawarra Mortgage Brokers have assisted customers throughout Calderwood in obtaining house loans. We provide assistance to those who are refinancing, purchasing, or just wanting recommendations for the future. We provide loans that are competitive in the marketplace due to our ability to compare multiple lenders.
Loan structure, why is it important?
Illawarra Mortgage Brokers prides itself on educating each client in all aspects of their lending. It is easy to underestimate how important having the correct loan structure for your individual circumstances is. For example, your home loan broker may advise splitting your loans into two, to protect a certain portion from rising rates, and having the other portion provide flexibility via extra repayments and redraw. Loan structure should always be a part of the discussion, and any decisions should be based on your individual circumstances. Contact Illawarra Mortgage Brokers if you would like to know more about loan structuring.
We have first home buyers covered
Illawarra Mortgage Brokers have assisted many locals in Calderwood in purchasing their first homes. We are aware of how much there is for you to consider when purchasing your first home. We will assist you with understanding the processes involved. These include how your deposit works, what fees are applicable, providing suggestions that may eliminate certain fees and reduce your interest rates. Using our home loan brokers will assist you in understanding the various grants and concessions available to our first home buyers..
What sets us apart from other home loan brokers as a trusted option?
Results are the foundation of our business
We have been in business for over 24 years and this is what sets us apart from other brokers – there is not much we have not covered in our time in the home loan industry. We are firm believers that everybody should know about their ability to buy a home. Our company is proud of our ability to provide our customers with the right answers the first time and thus achieve successful outcomes. You can get the loan you need and be confident that you have achieved the best loan based on your circumstances.
Your home loan consultant will also be able to assist in recommendations regarding saving for a deposit to purchase a home, even if you are not yet in a position to obtain finance. Talk to your mortgage broker here at Illawarra Mortgage Brokers for further information.
Providing assistance to you in a step-by-step format
We keep you in the loop during each the processes that are undertaken whilst obtaining finance. There are certain steps to the process, and we are with you to assist at each stage of a home loan application.
Illawarra Mortgage Brokers simplifies the process of obtaining finance by having sophisticated software which allows us to analyse many loans at the same time. Your mortgage broker will be able to determine what loan suits you best. The information that we analyse will cover not only interest rates but also loan types, different lenders, fees and charges, loan structuring and anything that is going to assist you with saving money.
Market Changes
Interest rates and the property market will continue to fluctuate in the foreseeable future. Allow us to guide you through these challenges and assist you in achieving your goals. Your mortgage broker can provide insights into refinancing to save you money and provide you with detailed loan structuring options to suit your individual circumstances.
We are familiar with the market
Our home loan brokers in Calderwood have many years of lending experience and knowledge to get you the best possible home loan currently accessible. As the market changes with values going up and down, we may be able to assist as every lender’s valuation will differ, in particular where a refinance is undertaken, for example. A higher valuation will assist with fees such as mortgage insurance costs etc. A favourable valuation can eliminate some fees too.
Be sure we are on your side
Illawarra Mortgage Brokers, in its capacity as your broker, is dedicated to looking out for your best interests. This includes recommending the right lenders for your needs. We work for you, not for any lender which means that we are on your side. Yes, the lenders pay our fees, but we still work for you.
Contact us
When you purchase your first home, there is a wealth of information to absorb. The most important thing is to choose an accredited mortgage broker so that you are well informed. The team at Illawarra Mortgage Brokers are accredited by dozens of lenders and we are able to guide you through the finance approval process to secure your home loan.
Fill out our contact us form with any query you have and we will contact you to discuss viable options with you. You can also contact us on 02 4257 5626.
