Personalised Mortgage Broker Service In Bellambi

Illawarra Mortgage Brokers is staffed with knowledgeable mortgage brokers who are committed to assisting you in locating the home loan that is most suited to meet your requirements when refinancing or purchasing a home in Bellambi. Because we have over 30 lenders on our panel and therefore access to a broad range of products, we are able to personalise a home loan that is tailored to fulfil your unique criteria.

We provide a diverse selection of lenders and home loans to cater to the specific requirements and conditions of customers in the Bellambi local area We are dedicated to providing you with the highest quality of service and recommendations to help you in making the most informed choices possible about your home loan.

Before making a recommendation about a loan product, we take the time to get to know you and your current financial status, as we are aware that obtaining a house loan can be a confusing process. After you’ve taken out your loan, we will also provide you with continuous assistance so that you can be certain that you are maximising the potential of reducing interest and fees that you may pay in the future.

A home loan is rarely a set and forget facility and Illawarra mortgage Brokers will be able to assist you in keeping your home loan up to date and on the best rates possible. Your mortgage broker is always on hand to advise if a change may be recommended, and it is always based on the following point. Is this change going benefit you or save you money?

How are our mortgage brokers different from other Mortgage Brokers?

The mortgage brokers that we employ are among the most educated and dedicated in the industry. They have decades of expertise and experience, and this provides an edge for us as we have been involved with so many lenders and clients for such a long time. There is very few scenarios that we have not seen in our decades in business. Our mortgage brokers will put in a lot of effort to get you the best possible mortgage interest rate. You should choose our mortgage brokers for several reasons, including the following:

We have a thorough understanding of the mortgage products available to you.

Our mortgage brokers are well-versed in the many kinds of products that are currently on the market. They can assist you in locating the mortgage that is most suited to meet your requirements and to guide you through the home loan application, lodgement, approval and then settlement of the home loan. They provide answers to any inquiries you may have about the whole home loan process. Our mortgage brokers in Bellambi are here to assist you in obtaining a new home loan or in refinancing your current mortgage if you are in the market for either of these options.

Access dozens of lenders at the same time

Our mortgage brokers use sophisticated software that provides real time data to instantly compare different lenders – all at the same time in a side-by-side comparison. It is quite amazing, and as the information is coming in live from the lender’s own platforms, it is always accurate. Illawarra mortgage Brokers employs professional mortgage brokers who hold dozens of lender accreditations, and we have the authority from those lenders to act on their behalf in explaining their loans – to potential home loan clients.

With so many lenders available to us – currently over 30 lenders – we can access hundreds of loans in an instant. This benefits our home loan clients by allowing them to know which home loan is going to be the most affective and which lender will ultimately approve the home loan. It really is a time saver for all of our clients.

We will ensure you get the most competitive mortgage interest rate for your circumstances.

Our mortgage brokers have many years of expertise and extensive industry knowledge. By having such a vast selection of lenders and their home loan products, we are able to filter through the loans on offer from all of the lenders we are accredited by.

This allows the mortgage brokers we employ here at Illawarra Mortgage Brokers, to select different loan types that may benefit you over the next few years. Some examples of features we can access are: Offset accounts, redraw on home loans, fixed or variable home loans, principal & interest or interest only, guarantor home loans for first home buyers and the list goes on. By structuring a loan correctly, you will achieve better savings over the time that you have the home loan.

You can have faith that our mortgage brokers who work in and around the Bellambi area will provide you with up-to-date recommendations, and work hard to get you the best available interest rates. We have the knowledge and the tools to assist you in achieving the most competitive interest rates possible.

We can assist you in obtaining the mortgage that best meets your requirements.

If you are thinking about applying for a mortgage, our qualified mortgage brokers can assist you in locating the right package with the right lender the first time you apply. The lender chosen will always be the one most suitable to your requirements.

Sometimes you can’t use a certain bank, for example, a low income may not fit the lenders income calculator or the lenders policy may not be the right fit – an example of this is where we have an applicant who has just started a casual job. Lenders all have their strengths and weaknesses.

The lowest rate on the market is not guaranteed for anyone. What we can guarantee, is that we will be able to approach a lender who you will qualify with and from there we will achieve a loan with the most competitive rate to suit your circumstances. Of course, we always aim for the lowest rate so that we can achieve the best outcome and we will show you this.

This is all a real time saver for you, as some home loans do not qualify at all, and if that is the case, we will advise our clients of the reasons for this too. We have access to a comprehensive number of different lenders, and we can assist you in comparing interest rates and repayments to obtain the best possible offer. We are able to assist you in completing the necessary paperwork and answer any concerns that you may have about the home loan process.

Responding to inquiries regarding the processing a mortgage application.

If you are considering applying for a mortgage, our mortgage brokers here would be more than pleased to assist you in any way they can. Illawarra Mortgage Brokers are able to provide fast answers to any queries you may have – we pride ourselves on being very contactable at all times, even into evening.

Illawarra Mortgage Brokers team will also keep you informed of the progress of a home loan that you may apply for at every step of the home loan process. You will have one point of contact and will not be passed around to different people. We do aim to make each one of our home loan applications a pleasant and efficient experience for our clients.

Since Illawarra Mortgage Brokers was established in 1998, we have seen hundreds of clients over that time. We are aware that no two people’s circumstances are identical and that the average person really just needs someone on their side who knows this industry inside out. The is where the value is – our clients having their own mortgage broker and obtaining the correct home loan, the first time. We will do our best to help you get a loan that is tailored to your specific requirements.

Please call us to discuss your home loan needs

If you are searching for dedicated mortgage brokers around the Bellambi area, Illawarra Mortgage Brokers is here, willing and able to assist you with you home loan needs. You can call a mortgage broker directly on 02 4257 5626 or fill out our online enquiry form, that is available on our website. If you are calling, you should be able to speak with a broker within minutes in most cases. If you are filling in our website form, a helpful member of our staff will get in touch with you as quickly as they can.